Cash App payments usually go through instantly—the recipient typically receives the payment just seconds after it is sent.
That's the case when everything is okay with the payment, but if there's something wrong somewhere, the payment will remain pending until you take the necessary steps to clear the wait.
It wouldn't stay like that for long since there's a timeframe placed for you to take the required steps and if you're wondering how long you have to take action, this guide mentions the exact time payments remain pending on Cash App.
How Long Does Cash App Pending Take?
Pending payments on Cash App are no new thing, and they never usually stay pending for long.
Typically, pending payments on Cash App will remain in that state for up to 24 hours until you take the necessary steps to clear the wait. If you don't take action within these 24 hours, Cash App will automatically cancel the payment, and the funds will return to the sender's account (if it is yours, it will return to your Cash App balance or your linked funding source).
After the payment is canceled, its status will now reflect as "failed" indicating it did not go through.
Why is My Cash App Payment Pending?
Many reasons can cause your payment on Cash App to remain pending of which the three most important and possible reasons are;
1. Insufficient funds in your account
If you try making a payment with an insufficient balance, the payment won't go through and can remain pending and will only be deposited when you choose another funding source or top up your account balance.
2. Account limit reached
Every account is set to work on specified limits based on whether they are verified or not. Unverified Cash App accounts are only allowed to send and receive up to $1,000 on a rolling 30-day period with a total limit of up to $1,500. If you try transferring any amount more than that with an unverified account, the payment won't go through and will remain pending until you take the required steps—in which case is to verify your identity on Cash App.
3. The payment was flagged by Cash App's security systems
Cash App has some security systems that are put in place to take out any payment that's recognized as "out of the ordinary". This means if you try to make a payment that doesn't seem like normal payment on the platform, it will get flagged and remain pending until you take the required steps to release the payment.
How to Clear a Pending Payment on Cash App
The best and probably the only way to clear a pending payment on Cash App is to take the actions required by Cash App to release the payment.
If any of your payments are pending on Cash App, just go to your activity feed click on the payment, and follow the steps outlined there to complete the payment.
How to Accept a Pending Payment on Cash App
The question to be really asked here is, can you accept a pending payment on Cash App?
Well, that will depend on the nature of the payment.
Let's say you're someone sent you money on Cash App, it will remain pending for 14 days until you accept the pending payment. If you don't accept it within these 14 days, the payment will be canceled and returned to the sender's account.
So to accept a pending payment from someone on Cash App:
- Open Cash App and tap the notification icon on the top left.
- Select the pending payment you want to accept.
- Tap "Accept" and that's just it.
Now, let's say you want to accept a pending payment on Cash App that has been flagged for violating Cash App's TOS, you'll definitely need to take the necessary steps before receiving the payment. If you don't it will eventually get canceled and you'll lose the payment.
How to See Pending Deposits on Cash App
If you recently requested a cash out to your linked bank, there's a great chance it is still pending and it is very easy to be sure about its status.
To see pending deposits on Cash App:
- Open Cash App on your phone and tap the Activity Feed icon.
- You'll see a section labeled "Pending" and here you should find all pending deposits you've requested.
As soon as the deposit goes through, it will be featured in the Completed section just underneath the pending section.
Final Thoughts
Pending payments on Cash App are no new thing, and as earlier mentioned, unless you take the required steps, you won't be able to complete the payment.
You won't have a long time to complete a pending payment on Cash App since they only last for 24 hours before it gets canceled. So if you need to complete a pending payment on the platform, make sure you do it within 24 hours if not it will be canceled.