Every consumer needs to shop with convenience, and of course, this also includes completing purchases with the most convenient payment method.
PayPal Pay in 4 is one of the leading payment methods that offer the flexibility to split the cost of a purchase into a set of different installments.
For sure, having this payment method on your side while shopping on Amazon can be very convenient, but does Amazon accept PayPal Pay in 4 payments? Let's see that.
So, Can You Use PayPal Pay in 4 on Amazon?
Before even looking to answer this question, you need to ask yourself whether Amazon accepts PayPal payments directly. Surely, if you've had to shop at Amazon before, you should know that Amazon does not integrate PayPal as a payment method. But what about Pay in 4?
Simply put, you cannot use PayPal Pay in 4 on Amazon because Amazon is not one of the stores that accept Pay in 4 and does not feature PayPal as a direct payment payment method.
That's from a direct point of view. However, if you dig deeper into Pay in 4 offerings, you'll find out that there's an indirect way to use it on Amazon.
How To Use PayPal Pay in 4 On Amazon
There was a big demand by PayPal users who frequently shop at Amazon—which is, of course, a possible collaboration between the payment giant and Amazon. Thankfully, PayPal heard the massive cry from users and made it possible for them to use their PayPal balances for making payments on Amazon, even if it isn't directly. This method includes using either the PayPal Debit Card or PayPal Business Debit Mastercard.
With that said, we'll imply the same logic to use PayPal Pay in 4 on Amazon—which is by using the Pay in 4 virtual cards for making purchases on Amazon.
When you apply for PayPal Pay in 4 and get approved, you'll receive a single-use virtual credit card that you can use for making payments anywhere Mastercard is accepted. Of course, this can only be used once and for a single purchase—just as its name suggests.
So to use PayPal Pay in 4 on Amazon:
- Apply for Pay in 4 and wait for approval.
- Once you're approved, log in to your PayPal account and copy your single-use card.
- Go to Amazon and shop as you usually do, then proceed to checkout.
- At the Amazon checkout, paste your single-use card in the required field and complete the payments.
What You Should Know When Using PayPal Pay in 4 on Amazon
There are two crucial points you need to keep in mind anything you use your Pay in 4 single-use cards on Amazon, which include:
It might not work for everyone. While this is the only way to use PayPal Pay in 4 on Amazon, it might not work for everyone. If you go through consumer reviews on the web, you'll find out that many succeeded with using the Pay in 4 single-use card on Amazon and also many who didn't succeed at all.
You won't leverage the flexible splitting of Pay in 4. Even if you succeed in using the card on Amazon, you'll not be able to leverage the Pay in 4 splitting flexibility offered by the service. It will be like using a regular card for making payments on Amazon. This is because Amazon neither supports PayPal nor supports its Pay in 4 feature.
Why Doesn't Amazon Accept PayPal and Its Pay in 4?
Amazon has strived to deserve its place as a leading retailer, and this of course includes offering consumers a convenient way to pay. Its really surprising to see Amazon where it is without offering a leading payment service like PayPal as a payment method.
Well, you should know that there has always been an indirect historical competition between Amazon and PayPal when the payment service was still a subsidiary of eBay. This competition is still active even though PayPal has become an independent company—and this brings us to the main reason why Amazon doesn't accept PayPal.
So the reason Amazon neither supports PayPal nor its Pay in 4 feature is simply because Amazon promotes and encourages buyers to use its own digital payment methods with the same offerings, Amazon Pay and Amazon Monthly Payments.
While Amazon Pay is there to compete with PayPal as a digital payment method offering the same advantages as PayPal, Amazon Monthly Payments competes with PayPal Pay in 4 as a way for consumers to make flexible monthly payments for their purchases.
Final Thoughts
PayPal and Amazon are both two leading giants in today's evergrowing world. Whether you're looking to shop a new gear or make convenient payments, there's a great chance you'll come across these two names.
While PayPal + Amazon will be a convenient partnership for we consumers, Amazon neither integrates PayPal nor its Pay in 4 as payment methods.
If you wouldn't mind using an indirect way to use PayPal Pay in 4 on Amazon, this guide compiles the steps you need. But you should keep in mind that the method I showed above comes with a set of limits and might not just work for everyone.
In the meantime, I'll be waiting to hear your progress with the method in the comments section.