The Venmo card is a free debit card that offers a flexible way to use your Venmo balance. While the card itself is free, adding funds to it can incur fees depending on the method you choose.
However, there are ways to add money to your Venmo card for free. Let's dive into these methods.
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Where Can I Load My Venmo Card?
Venmo does not partner with any retailer to let you add funds to your card at store locations as of this writing. The only way to add money to your card is through the Venmo app.
How To Add Money To Venmo Card For Free
As earlier mentioned, you can't add money to your Venmo card at any store location. And even if this was possible, it would come with a fee just as its parent company, PayPal does. So stores aren't even an option to consider.
However, there are a couple of ways to add money to your Venmo card without incurring fees, which include:
1. Receive Money from Friends and Family
Venmo's core functionality is peer-to-peer payments. Asking friends or family to send you money is one of the best ways to add money to your Venmo card for free. Once the funds are available in your balance, you can start spending them through your Venmo card.
Remember, they'll need to have a Venmo account as well. Nevertheless, there are always ways to pay someone on Venmo without an account.
2. Use Direct Deposit
This is the only truly free way to add money to your Venmo account and consequently, your Venmo card. By setting up direct deposit through your employer or other sources, you can seamlessly transfer funds without any additional charges.
3. Transfers from Linked Bank Account
Transferring money from your linked bank account to your Venmo balance is a great way to add money to your Venmo card balance—and of course, it is free of charge. For this to be entirely free, you need to make sure you're transferring the funds from a bank account and not a debit card. The transfer should take between 1 to 3 days to arrive your balance. You can always track its progress in the Venmo app.
While Venmo might not charge fees for this service, your bank might have its own transfer fees, so check their policy before proceeding.
Final Thoughts
While free options exist, like receiving money from a friend, direct deposit, and linked bank account transfers, loading your Venmo card often involves fees. Be mindful of the service fees charged by your bank if you are to transfer funds from your linked bank account.
Hopefully, you'll find a method that best suits your needs.
Have another method to share? Let us know in the comments section.