Having access to cash nowadays has become even more crucial than ever, especially when you bank through the Internet with apps like Chime.
If you are looking to freely withdraw funds from your Chime checking account, you'll be happy to know that Chime offers fee-free withdrawals from over 50,000 ATMs across the country—so finding one shouldn't be much of an issue.
In this guide, I'll show you the different ways to spot free Chime ATMs near you.
Free Chime ATM Near Me
Chime partners with three ATM networks—MoneyPass, Allpoint, and Visa Plus Alliance to offer its customers an easy and cost-free way to access funds on their Chime accounts.
These two networks together operate over 50,000 fee-free ATMs nationwide so finding one is very easy—the best is, that Chime offers tools to let you easily locate free nearby ATMs.
Method 1: Using the Chime App
The Chime app is a convenient tool for Chime customers to find ATMs and cash-back locations. Here's how you can use the app to locate free Chime ATMs:
- Open the Chime app and log into your account.
- Tap on the "ATM Map" option to access the ATM and cashback location finder.
- When prompted, enter your location or allow the app to access your device's location automatically.
- A list of nearby ATMs and cash-back locations will appear, ordered from closest to furthest away.
- You can also filter the results to see ATMs that are currently open.
- Choose the location that works best for you and head over to withdraw cash or get cash back.
Method 2: Using the Chime Website
If you don't have access to the Chime app, you can still find free Chime ATMs using the ATM Finder on Chime's website. Here's how:
- Visit the Chime ATM page on the Chime website.
- Enter your ZIP code or city and state in the search bar, or allow the website to access your device's location.
- The ATM Finder will display a map of nearby ATMs that are part of the Chime network.
- Choose the most convenient location for you and proceed to withdraw cash or get cash back.
Where Can I Withdraw Money From My Chime Card For Free?
You can withdraw money from your Chime card for free at over 50,000+ ATMs across the country at stores like 7-Eleven, CVS, Walgreens, Circle K, and more.
How Much Can I Withdraw From Chime at an ATM?
You can withdraw a maximum of $515 per day at any ATM that supports the Chime card. Be careful to stay within the free network to avoid out-of-network fees.
What if I Withdraw Money from an Out-of-Network ATM?
Chime ATM withdrawals are free—but that's just for in-network withdrawals. Chime charges you a $2.50 fee for every withdrawal made at an out-of-network ATM and it doesn't just end there. The ATM provider has its own fees to charge for your withdrawal. So it's best you avoid out-of-network ATMs to save on fees.
Can I Deposit Money into My Chime Account at an ATM?
No, you cannot deposit money into your Chime account at an ATM.
Chime does not operate any ATM on its own—it partners with major banks to offer customers free withdrawals.
Final Thoughts
Chime is one of the popular neobanks out there that have made banking even more convenient nowadays. If you have a Chime debit card, you can use it for withdrawals at over 50,000 ATMs throughout the United States without having to pay a dime for fees.
If you're confused with finding nearby ATMs, this guide compiles the different ways to find free Chime ATMs near you.