Cash App is a popular financial app that allows users to manage their finances in various ways, including sending, receiving, and withdrawing cash from ATMs. Remarkably, Cash App offers fee-free ATM withdrawals, allowing you to access your money whenever you need it without incurring additional charges.
While Cash App offers fee-free ATM withdrawals, not all ATMs will let you withdraw cash from your Cash App for free.
So if you're curious about which ATMs are free for Cash App withdrawals, you've come to the right place.
In this guide, I'll show you what ATMs you can use to make free withdrawals from your Cash App account balance.
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What ATMs Are Free For Cash App?
Major commercial banks like Chase, Bank of America, Wells Fargo, and US Bank allow free Cash App withdrawals at their ATMs.
However, the best ATMs that allow you to make free Cash App withdrawals are those designed and operated by ATM networks that offer fee-free withdrawals. They include:
- AllPoint ATMs (over 55,000 locations)
- MoneyPass ATMs (over 37,000 locations)
- PNC Bank ATMs
In essence, Cash App offers two options for free ATM withdrawals: in-network ATMs and reimbursement for out-of-network withdrawals.
1. In-Network ATMs
You can make unlimited free withdrawals at in-network ATMs. These ATMs are mostly commercial banks and are part of the Cash App network and won't charge your Cash Card for ATM withdrawals.
To find in-network Cash App ATMs, follow these steps:
- Tab the Cash Card tab
- Select "Find an ATM"
- Select a location near you using the map or search by address
Once you've found a convenient location, you can use the options to get directions or copy the address into your preferred navigation app.
Also Read: How To Put Money On Cash App Card AT ATM
2. Out-of-Network Reimbursement
Here's another great feature I love about Cash App "out-of-network reimbursement".
Perhaps, anyone who receives direct deposits through Cash App would definitely love it.
Cash App will offer reimbursement for one out-of-network ATM withdrawal per 31 days. When you withdraw money from an out-of-network ATM, the ATM operator will charge you fees for the withdrawal. This is when Cash App comes in—it will reimburse you for this fee within a few days.
However, you need to have at least $300 in direct deposits into your Cash App each month to be eligible for this reimbursement.
If you don't receive direct deposits through Cash App, you'll be charged a $2.50 fee by Cash App and it does not end there—the ATM operator will equally charge its own fees.
Yeah, withdrawing cash through the Cash App card at ATM can be costly at out-of-network ATMs and if you want to avoid these fees, you'll want to set up direct deposits right away.
Also Read: How To Get Money Off Cash App Without Card or Bank Account
Steps to Find Free Cash App ATMs Near You
Since the Cash App ATM locator within the app will direct you to ATMs that will let them impose a $2.50 fee on your withdrawal, the in-app locator can't be an option.
In this case, we'll need to use an ATM network designed to offer fee-free withdrawals like those mentioned above.
So to find free Cash App ATMs near you, follow these steps:
Step 1: Go to a Free ATM Locator Website
As earlier mentioned, there are a few ATM networks that let you make free withdrawals from your Cash Card. Let's go in for MoneyPass ATMs, for example.
Step 2: Use their ATM Locator tool
Once on the MoneyPass website, go to their ATM locator tool and enter your address or zip code to find their ATM locations that are closer to you.
Make sure you've ticked "All Surcharged-Free ATMs."
Step 3: Get Directions to the ATM
If you've provided your address correctly, the tool will highlight all MoneyPass ATM locations near you on the Map. From there you can tap on the nearest location to get directions.
Step 4: Withdraw your Cash
After following the directions to the fee-free ATM, use your Cash Card as you'd normally do at any ATM and follow the prompts to withdraw your funds.
Cash App Withdrawal Fee
Cash App withdrawals are free at in-network ATMs for qualifying users. However, Cash App will charge you a $2.50 fee for out-of-network ATM withdrawals.
Nonetheless, you can avoid these fees by setting up and receiving qualifying direct deposits of $300 or more.
Cash App ATM Withdrawal Limit
Cash App lets you withdraw:
- $1,000 per day
- $1,000 per ATM transaction
- $1,000 per week
These limits reset daily at 7 PM CDT, weekly on Saturdays at 7 PM CDT, and monthly at 7 PM CDT on the last day of the month.
Is Walgreen ATM Free For Cash App?
No, Walgreens ATMs are not free for Cash App users. When using a Walgreens ATM with your Cash App, you will incur the $2.50 fee charged by Cash App, and there may be an additional fee imposed by the ATM operator.
Is 711 ATM Free For Cash App?
No, 711 ATMs don't offer free Cash App withdrawals.
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Final Thoughts
Cash App is a popular payment service that not only lets you send and receive money but also lets you make free ATM withdrawals without having to pay fees.
This article outlines which ATMs are free for Cash App to help you make free cash withdrawals when needed.