When you select the instant transfer option when cashing out from Cash App, the funds should be deposited to your linked debit card within minutes, provided this one supports this withdrawal option.
If your transfer is taking more than a couple of minutes to reflect in your account, then there's something wrong somewhere, and believe me when I say it can be more than what you think in some cases.
In this guide, I'll explain a few reasons why your Cash App instant deposit isn't showing up and what steps you need to take the get the funds reflect in your account.
Why Is My Cash App Instant Deposit Not Showing Up?
If you used the instant deposit option to transfer funds to your bank account and it isn't showing up, there are a couple of things to check to make sure you followed the correct process.
Also, the error might not only come from your end, because there are some external factors, besides your end that might cause this issue.
Below are all the possible reasons why your Cash App instant deposit is not showing up.
1. Your Debit Card Doesn't Support Instant Transfers
Instant deposits are always sent to debit cards. If your debit card has an issue or does not support the transaction networks Cash App uses to send money instantly, you'll probably encounter the Cash App instant deposit not showing up issue whenever you use the instant deposit option when trying to cash out from the app.
2. You Choose Standard Deposit Instead (Without Knowing)
One of the major reasons why Cash App instant deposit is not showing up is because users often select Standard deposit instead of instant deposit. The deposit wasn't ever instant in this case and it should take 1-3 business days to show up in your bank account.
3. Technical Issues With Cash App
Cash App experiences technical issues from time to time, and if there's an issue with its cash-out server, you'll probably encounter the Cash App instant deposit not showing up issue when looking to cash out money from the platform.
What To Do When Cash App Instant Deposit Not Showing Up?
If you've come across the Cash App instant deposit not showing up issue, fear not. Your money hasn't disappeared. There's just something holding the funds from arriving at the expected time.
Below are a couple of troubleshooting tips to take when your Cash App instant deposit is not showing up.
1. Wait for the Transfer to Arrive
If you believe you followed all the proper steps, that your debit card supports this transfer, and you're confident of the transaction, just give it more time to reach your account because it might be an issue with the instant transfer network that Cash App uses. It shouldn't take up to a few hours to arrive so just be a little more patient.
However, if the debit card you linked doesn't support instant transfers, you'll only have to wait for up to 3 business days for the money to arrive in your account as a standard transfer will do. Don't worry about the fees, Cash App will refund you the fees you were charged for the instant transfer.
2. Link A Supported Debit Card To Cash App
As earlier mentioned, linking a debit card to Cash App qualifies you for instant deposits. However, if the debit card does not support Cash App's instant transfer network, you might not be able to deposit funds instantly to your bank account.
I'll recommend in this case making sure you've linked a supported debit card to Cash App that supports instant deposits. This way, your chances of facing the Cash App instant deposit not showing up the issue will be really minor.
3. Check And Switch The Ongoing Deposit To Instant Deposit
If you check and find out that the deposit speed wasn't instant and is standard, you can still switch from the standard deposit option to instant deposit.
To do so:
- Tap the Activity tab on your Cash App home screen.
- Choose the deposit to expedite.
- Select "Deposit Instantly."
However, if you can't find this button, it, therefore, means the funds have already been sent to your linked bank account. In this case, all you can do is wait for 1-3 business days for your money to show up.
4. Check For Issues With Cash App Servers
Cash App core features rely on working servers to offer customers the experience they should expect when using the app.
One possible reason you might be facing the Cash App instant deposit not showing up or working is that the server dedicated to the good functioning of the Cash Out feature is experiencing technical issues.
You can find out whether Cash App servers are experiencing downtimes by visiting downdetector.com where users report issues with the app.
Cash App, on the other hand, has made it easier for customers to understand when there's an internal issue with their servers. They've done so by featuring a status page that allows users to figure out which feature is working properly or not.
You can see from the image above that Cash App's servers are all working as of this writing.
5. Contact Cash App Support
Contacting Cash App support is a great way to understand why your Cash App instant deposit is not showing up or working.
To do so:
- Tap the profile icon in Cash App.
- Select "Support."
- Select "Start a Chat" and send a message.
Once you contact them, explain what you're experiencing with the app and they'll help you resolve the issue.
6. Contact Your Bank Or Card Issuer
Contacting your bank is another great way to resolve the Cash App instant deposit not showing up issue, especially if the issue comes from their services.
If your bank has received the money from Cash App but hasn't deposited it to your debit card, it means there's something you need to do to make this happen or it is just a little error from their side.
However, to better understand why, I recommend contacting them so they'll tell you what happened and what you can do to receive your money.
How Do I Enable Instant Deposit On Cash App?
To enable instant deposit on Cash App, all you'll have to do is link a supported debit card to your Cash App account. This same debit card must support the networks that Cash App uses to send money instantly.
If you can't easily figure this out on your own, I recommend contacting your bank or card issuer.
How Long Does It Take Instant Cash App To Deposit?
Cash App instant deposits usually arrive instantly or within minutes. Unless there's something holding the funds from arriving in your bank account, the funds you transfer through the instant transfer option are deposited instantly.
Cash App Says Money Deposited But No Money
If Cash App says money deposited but you can't find the money, I'll recommend exercising patience and if it persists or you haven't seen your money after a long wait, the best thing you can do is contact Cash App support for assistance.
Cash App Deposit Failed
If your Cash App deposit failed, I recommend contacting Cash App support to understand why this happened and know the next steps to take so the deposit will be successful.
Cash App Instant Transfer Fee
Cash App instant transfer fee ranges from 0.5% -1.75% fee (with a minimum fee of $0.25). How much you'll be charged will depend on the amount you're looking to transfer.
Frequently Asked Questions
Why isn t my Cash App instant deposit showing up?
The main reason why your Cash App instand deposit isn't showing up is because you've linked an unsupported debit card to Cash App. You need to make sure the card you've linked to Cash App supports the networks that Cash App uses to make instant deposits.
Why does Cash App take so long to deposit?
There are many factors that can make Cash App take so long to deposit, some of which include, unsupported debit card linked to the app, technical issues with Cash App, and the fact that you used the standard deposit instead.
How long does instant cash out take?
Instant cash outs on Cash App usually arrive instantly after you complete the required steps.
Is there a problem with Cash App today?
No, there's no problem with Cash App today as of this writing.
Final Thoughts
Cash App is a popular payment service that has won most of our hearts.
The instant deposit not showing up or working is a common issue faced by most Cash App users. Thankfully, you can resolve the issue by linking a supported debit card, switching an ongoing transfer, contacting Cash App support, or contacting your bank or card issuer.
If you're confused about whether to start, you can follow the tips outlined in this article to get your money to show up in your bank.