Cash App has joined the ranks of payment services offering payment plans.
Official announcement and you can now Buy Now and Pay Later through Cash App's new collaboration with one of the leading BNPL services in the market.
So if you're looking for a Buy Now Pay Later app that works with Cash App, you've definitely come to the right place.
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Do Buy Now Pay Later Work With Cash App?
While Cash App is primarily a P2P payment service, it does work with a BNPL service.
However, the company has improved over the years to offer customers an easy way to use their balance for other transactions besides money transfers such as borrowing money, investing money, and even shopping at a couple of stores including Walmart, Walgreens, and 7-Eleven, among others.
That's just to show that Cash App is fast-growing while understanding what we consumers need and following the increasing popularity of BNPL services, the payment giant has embraced one of them and it is one you've probably had to use before.
What Buy Now Pay Later Works With Cash App?
Cash App does work with a Buy Now Pay Later app or service, but which?
There's been some good news in the fintech sector concerning Cash App and a popular BNPL service, Afterpay. They have partnered to offer over 57 million active Cash App users a way to shop conveniently at Cash App partner merchants.
The announcement was made earlier today Monday, 17 March 2025 by Nick Molnar, global head of sales at Block and a co-founder of Afterpay in a press release.
In his words:
The scale of Cash App’s 57 million monthly actives means our merchant partners benefit from a larger network of customers, and eligible customers gain greater access to simple, fair, and accessible payment options outside of traditional systems.
They'll symbolize the partnership with a new Cash App Afterpay logo that every Cash App user will see at the checkout when shopping at partner merchants.
I have to say Cash App has been seriously working on this with its former integration with Afterpay Shopping, especially following the increasing popularity of BNPL services.
With Afterpay Shopping, you'll have to complete the first payment at the time of shopping, and the other 3 installments will be deducted automatically from your preferred payment method every two weeks.
The interesting part is, that you wouldn't be required to pay any fee—provided you make your payments on time.
What Are The Requirements To Use Afterpay With Cash App?
Using Afterpay with Cash App comes with some requirements, which include:
- You need to be 18+ years of age.
- You need to be a US resident.
- You need to meet some additional eligibility requirements (which vary for each account).
How To Use Afterpay With Cash App
Once you're eligible, it should be very easy and straightforward to use Afterpay with Cash App.
To do so:
- Shop as you'd normally do (but make sure it is at one of Cash App's partner merchants).
- Once you're done with browsing the catalogs, proceed to the checkout.
- At the checkout, you'll find a special Cash App Afterpay logo.
- Tap on the logo to make your payment through Cash App Afterpay.
- Once you follow all the steps, you should be good to go.
You can also use Cash App to make payments through Afterpay shopping.
To do so:
- Tap on an active Afterpay order.
- Tap "Pay Early."
- Select the amount you want to pay.
- Confirm the payment and tap "Done."
Where Can I Use Afterpay With Cash App?
Cash App collaboration has made it easy for customers to shop now and pay later at a couple of supported stores.
Not all stores accept Afterpay with Cash App, which is why Cash App features an Afterpay Shop Hub to allow users to easily know where Afterpay payments would be accepted through Cash App.
To know where you can use Afterpay with Cash App:
- Tap on the Discover icon (magnifying glass) from the Home Tab to open Discover
- Tap on the Afterpay merchant carousel to open "Afterpay Shop Hub."
- Now, search through Afterpay merchants by name and category.
Does Klarna Accept Cash App?
No, Klarna does not currently accept Cash App.
However, there's an indirect way to use Cash App on Klarna which is through a linked bank account.
Does Sezzle Accept Cash App?
No, Sezzle does not accept Cash App as a payment method.
This means you won't be able to use your Cash App account and linked funding source as payment methods for Sezzle payments.
Does Affirm Accept Cash App?
No, Affirm does not accept Cash App as a payment method.
Frequently Asked Questions
How do I set up Afterpay for Cash App?
It is very easy to set up Afterpay for Cash App. All you need to do is tap on the in-app Discover magnifying glass on the Cash App home screen and then tap on the Afterpay tile at the top of Discover, where you can search through the network of Afterpay merchants and browse by name and category. If you don't have an Afterpay account, I'll recommend you sign up for one through the Afterpay app or website.
How do I borrow money from Cash App?
You are only allowed to borrow money from Cash App if you can access the borrow feature of the app.
What credit card can you use with Cash App?
Cash App supports credit cards from Visa, MasterCard, American Express, and Discover.
Final Thoughts
BNPL is one of the leading trends in the financial ecosystem, and most consumers nowadays prefer to use it over similar traditional payment methods such as credit cards.
Following its increasing trend, having at least a BNPL service linked to a payment service such as Cash App will offer more shopping convenience.
As of this writing, the only BNPL service that works with Cash App is Afterpay, and customers can use Afterpay Shopping to shop now and pay later in 4 interest-free installments.