If you have funds in your Venmo balance that you'll want to move to your PayPal account, there's a practical way to do it—and of course, you no longer need a bank account for this.
All you need to do is search for your recipient's PayPal phone number in the search bar to send them money directly from Venmo.
Good to Know! The Visa+ payname method that served as an ideal direct route to send money between PayPal and Venmo was deprecated earlier this year on February 19, 2026. PayPal replaced this with a direct integration between the two apps that let you search users on PayPal directly from your Venmo account and vice versa whenever you need to make a payment.
How to Transfer Money from Venmo to PayPal Without Bank Account
Sending money from Venmo to PayPal is just like sending money to any other Venmo user, with the difference that the funds will cross over to their PayPal balance, and this happens instantly.
To do so:
- Open Venmo on your phone.
- Tap "Pay/Request" at the bottom of the screen.
- Use the Search bar to search for your recipient's phone number associated with their PayPal account (Do confirm their details before proceeding).
- Enter an amount and add a note.
- Finally, tap "Pay".
The funds should be transferred instantly to the recipient's PayPal account at no costs.
Venmo to PayPal Transfer Limits
There's are a few limits applied to the amount you can transfer from Venmo directly to a PayPal account, which are:
- Per Transaction: $2,500
- Daily Limit: $5,000
- Weekly Limit: $10,000
- Monthly: $25,000
How much you can transfer in a given time is governed by these limit, so make sure you keep it in mind when making the transfer.
Other Ways To Transfer Money From Venmo To PayPal Without Bank Account
If you can't find the recipient's PayPal account through their phone number, you can use these other methods that work well.
1. Request Help From A Friend
For most impossible transfers, requesting help from a friend is the most common way to get through the limitations you face.
Venmo and PayPal are two popular payment services in the U.S., and if you have a couple of friends, chances are most (if not all) of them probably use Venmo and PayPal for their financial transactions.
All you need to do is to inquire from your trusted friends using Venmo and PayPal if they can send your funds on PayPal and in return, you'll pay through a Venmo payment.
A great way to motivate them is by proposing a small percentage you're willing to pay if they help you.
Hopefully, they'll help with transferring the funds.
3. Use The Venmo Debit Card
The Venmo debit card is a Mastercard that is directly linked to your Venmo balance—which lets you spend money in your Venmo balance in a flexible way, as it is accepted everywhere Mastercard is accepted within the U.S.
Using the Venmo debit card is another excellent way to transfer money from Venmo to PayPal without a bank account.
To get the Venmo debit card:
- Open the Venmo app.
- Go to the "Cards."
- Look under Venmo Debit Card to get started.
However, keep in mind that Venmo might require additional information from you before they can mail you the card.
Once you receive the Venmo debit card, you can add it to your PayPal account and use your card as a funding source for your PayPal transactions.
This way, you won't have to go through the hassle of transferring funds from Venmo to PayPal.
Venmo Instant Transfer to PayPal
You can now make instant Venmo transfers to PayPal at no cost by directly searching for the recipient's phone number associated with their PayPal account. Once their account shows up, select it to proceed to the payment.
Can I Link Venmo to PayPal?
No, you cannot link Venmo to PayPal, just yet. For now, you can only transfer money between the two apps but not to link them together. However, let's keep our fingers crossed for possible support because if this direct route could be able to see the day after many years, then I believe we'll be able to link Venmo to PayPal shortly.
How Long Does It Take To Transfer Money From Venmo To PayPal Without A Bank Account?
The time it takes to transfer money from Venmo to PayPal depends on the method you use.
If you used the direct method, the transfer can take up to 30 minutes to complete. If you opted for a friend, then the transfer should be done instantly.
However, if you choose to use the Venmo debit card, the transfer can take up to 7 days (considering the time it takes for Venmo to mail your card).
Nonetheless, this last method can be completed instantly if you already have a Venmo debit card.
How Can I Get My Money Off Venmo Without Bank Account?
The best way to get your money off Venmo without a bank account is by using your Venmo debit card to withdraw funds at an ATM.
You can get your money from any ATM that accepts Mastercard, PULSE, Cirrus, or MoneyPass.
How Do I Transfer Money From Venmo To PayPal Without Card?
To transfer money from Venmo to PayPal without a card, simply use your bank account as a bridge for the transaction. It should take a couple of days for the transaction to complete. But believe me — it is worth waiting if you need to transfer funds without paying fees.
Frequently Asked Questions
Can you transfer money from Venmo to PayPal without bank account?
Yes, while a bank account is the most common way to transfer the funds, you can still transfer money from Venmo to PayPal without a bank account. You can ask a friend to help you out or use the Venmo debit card to transfer the funds.
Can you connect PayPal to Venmo?
No, you can't link or connect PayPal to Venmo since none of the apps feature an option to do so.
Can you transfer money out of Venmo without a bank account?
While you'll basically need a bank account or U.S. debit card to withdraw funds from Venmo, you can transfer the funds to a trusted friend and ask them to repay you through cash or other convenient method, if in case you have issues with your bank account.
Final Thoughts
If you're looking to move funds from Venmo to PayPal without a bank account, you can use the direct method by simply searching for the recipients PayPal phone number from the Venmo app.
This guide compiles the different ways to transfer money from Venmo to PayPal without a bank account.
However, I'll recommend exercising awareness when dealing with these money transfer apps, as there is a multitude of con artists always on the lookout for new victims.
