Cash App is not just about sending money to other users, as its primary focus might make you think.
It is gradually integrating the e-commerce space, offering users an easy way to pay for their purchases. And while it isn't as popular as the leading payment gateways, it also streamlines online shopping by letting you make payments directly from your Cash App balance.
So if you're looking to buy things with Cash App online, this guide compiles all the different ways you can use your Cash App balance to shop online.
Can You Buy Stuff Online With Cash App?
Yes, you can buy stuff online with Cash App.
There are two ways to buy stuff online with Cash App—through Cash App Pay or through the Cash App card.
We'll see below, how to use each method to buy things with Cash App online.
How To Buy Things With Cash App Online
Shopping online is everyone's hobby as online shopping has become even more convenient given the availability of numerous online retailers.
Cash App allows instant person-to-person payments, and though it is accepted by some online stores, not all of them accept direct Cash App payments.
However, as earlier mentioned, you can buy things with Cash App online in two ways—through Cash App Pay and through the Cash Card.
Cash App Pay allows Cash App customers to pay Square Sellers and select third-party merchants by scanning a simple QR code.
The Cash App Pay allows you to buy things and pay with Cash App online and offline at Square Sellers; — you can see an example of a Square Online Seller offering the Cash App Pay on Cash by Cash App store.
To buy things with Cash App online through Cash App Pay:
- Select Cash App Pay as your payment method during checkout.
- Hold your camera over the QR code generated on your desktop to scan it.
- Follow the prompts.
On the other hand, you can use the Cash Card (commonly known as the Cash App card) to buy things with Cash App online wherever Visa debit card payments are accepted.
The Cash Card is a Visa debit card linked to your Cash App balance and allows you to use your balance in a flexible way such as shopping online—you can order a Cash Card if you don't have yours yet.
This is a great way to shop online with Cash App if the store you're looking to shop at does not accept Cash App payments directly.
To buy things with Cash App online through the Cash Card:
- Go to the online store you're looking to shop at.
- Shop your items and add them to your shopping cart.
- At the checkout, select credit/debit card payments.
- Enter your Cash Card details where required.
- Complete the payment and your item will be delivered as per the retailer's terms.
The Cash Card comes with a lot of benefits when used for payments, such as Cashback on purchases and boosts.
But before using it, you'll need to add money to your Cash Card.
Can I Use My Phone To Pay With Cash App?
Yes, you can use your phone to pay with Cash App.
That said, you can use Cash App to send payments to other users through your phone or use Cash App Pay to pay Square Online Sellers.
To use your phone to pay with Cash App:
- Open the Cash App.
- Enter the amount.
- Tap "Pay."
- Enter an email address, phone number, or $Cashtag.
- Enter what the payment is for.
- Tap "Pay."
How To Pay With Cash App Without Card
To pay with Cash App without a card, you'll need to show the cashier your Cash App QR code so they can scan and deduct the purchase amount.
To pay with Cash App without a card:
- Open your Cash App.
- Tap on your profile on the top right corner.
- Tap "Scan QR code" and toggle to the slider to the section that displays your QR code.
How To Pay With Cash App In Store Without Card
To pay with Cash App in-store without a card, you'll have to present the cashier with your Cash App QR code.
The process is the same as that mentioned above for paying with Cash App without a card.
Additionally, if the store has a $Cashtag, you can directly send them payments to their $Cashtag; — it should even be the easiest way to pay with Cash App in-store without a card.
Why Can't I Pay On Cash App?
You aren't able to pay on Cash App because your bank or financial institution declines your payment, probably because you do not have sufficient funds, have a frozen account status, invalid card number, or wrong expiration date.
You'll want to check and fix the issue to send payments on the app.
Frequently Asked Questions
Can you buy stuff with Cash App without a card?
Yes, you can buy stuff with Cash App without a card using your Cash App QR code.
How do you pay for things with Cash App?
You can directly pay for things with Cash App if the seller accepts Cash App payments through the $Cashtag. To pay with Cash App in this case, Open the Cash App. Enter the amount. Tap Pay. Enter an email address, phone number, or $Cashtag.
Can I use Cash App money for my purchases?
Yes, you can use your Cash App balance for your purchases through the Cash App card. The purchase amount deducted from the Cash Card will automatically be debited from your Cash App balance.
Final Thoughts
Cash App is a popular payment service that allows users to send and receive payments safely and conveniently online.
Though Cash App does not directly integrate with most stores, there are two ways to buy things with Cash App online which include; through Cash App Pay and through the Cash Card.
Cash App Pay can only be used to pay at Square Sellers and some third parties meanwhile the Cash Card can be used to pay for things wherever Visa payments are accepted.
So if you don't have a Cash Card yet, then it's good time you order yours now.