How To Send Money On Cash App Without Debit Card

When you sign up for Cash App, you'll be asked to provide your full name, phone number or email, birthday, and debit card or bank account.

Of course, you can skip this last requirement (linking a debit card or bank account) and start using the app—and the fun fact is, you won't be able to send money if you don't link a debit card to your Cash App account.

However, there exists a few walkarounds to that and I've mentioned all of the methods in this guide.

Can I Use Cash App Without Debit Card?

Yes, you can use Cash App without a debit card. This is one of its standout abilities that makes a difference in the competition. However, if we look into things as they are, using Cash App without a debit card or bank account doesn't make sense because you won't be able to use the app to its fullest for its main purpose (sending and receiving payments).

Can You Send Money On Cash App Without Debit Card?

Yes, you can send money on Cash App without debit card.

You can link your bank account to Cash App and send money. But if this doesn't make sense to you, you can always ask another Cash App user to Cash App you money and then you'll be able to use the money to make payments to anyone you want.

It will be more like adding money to your Cash App balance without debit card and sending it.

How To Send Money On Cash App Without Debit Card

Cash App requires you to link a funding source to your account before you can use its money transfer services.

The funding source, in this case, can not only be a debit card, there are alternatives to using debit cards for sending money on Cash App.

If you've always been wondering how to send money on Cash App without a debit card, the below ways might be helpful.

1. Use Your Bank Account

The best way to deal with P2P payment apps like Cash App and Venmo is to link a bank account as a funding source for your transactions.

Linking a bank account to these platforms comes with lots of benefits, and you'll find it convenient to send money on Cash App without a debit card using your bank account directly.

Linking a bank account to Cash App is very easy as follows:

1. Open Cash App on your mobile device.
2. Tap the Profile Icon on your Cash App home screen.
3. Select "Linked Banks."
4. Tap "Link Bank."
5. Follow the prompts to link your bank account to Cash App.

Keep in mind that you might need your bank account and routing number to link your bank account to Cash App.

Once your bank account is linked to Cash App, you can start sending money on Cash App without debit card as follows:

1. Open the Cash App.
2. Enter the amount.
3. Tap "Pay."
4. Enter an email address, phone number, or $Cashtag.
5. Enter what the payment is for.
6. Tap "Pay."

Also Read: Is Cash App Anonymous?

2. Request Help from a Friend

Requesting someone's help never hurts right?

If you know someone who uses Cash App in your neighborhood—it could be a friend or a relative, you can always ask them to send you money on Cash App and once they do so, you should be able to send the money to any other Cash App user.

You won't need a debit card to receive the funds—Cash App will virtually store the funds for you in your account balance.

The need for a debit card will only come when you want to cash out the funds—but you should be able to send them to another Cash App user without a debit card.

Make sure you stay within the limits for receiving money on Cash App without a debit card, which is $1,000 on a rolling 30-day period.

3. Use a Credit or Prepaid Card

Cash App supports prepaid cards and credit cards from the top card issuers (Mastercard, Visa, American Express, Discover).

This means you can link your credit or prepaid card to Cash App and use them as a funding source for your transactions when sending money through Cash App and as such, you'll be sending money on Cash App without debit card.

Keep in mind, however, that Cash App would require you to link a debit card to your account before you may link a credit card — your debit card won't be required when sending payments from your credit card on Cash App.

Also Read: Cash App Payment Completed But Not Received (What To Do)

4. Use Your Cash App Balance

One of the main benefits of Cash App is its digital wallet feature that lets users store funds in a virtual account and carry out transactions through the app using the funds in the virtual wallet as a funding source.

That being said, you can use your Cash App balance to send money on Cash App without debit card.

Of course, you'll need to add money to your Cash App balance before you can send money from it.

Fortunately, Cash App lets you add money to your Cash App balance from your bank account.

So if you already linked your bank account to Cash App using the aforementioned steps, you should find it easy to add money to your Cash App balance.

To add money to your Cash App balance:

1. Tap the Money tab on your Cash App home screen.
2. Tap "Add Cash."
3. Choose an amount.
4. Tap "Add."
5. Use Touch ID or enter your PIN to confirm.

Once you've added Cash to your Cash App balance, you should be able to send money from Cash App without debit card using your Cash App balance as follows:

1. Open Cash App on your phone.
2. Enter the amount you want to send.
3. Tap "Pay."
4. Enter the email address, phone number, or $Cashtag of the receiver.
5. Enter what the payment is for.
6. Tap "Pay" to send the money.

Also Read: How to Pay With Cash App In Store Without Card

How To Add A Debit Card To Cash App

If you're fed up with the aforementioned ways and simply want to use your debit card on Cash App, you may find the below steps helpful.

1. On the Cash App home screen, tap the  Cash tab, which is located on the far left at the bottom of your screen.
2. On the "Linked Banks" page, click "Link Bank."
3. After you tap "+ Add Credit Card," a new page will open up where you will enter your debit card number.

Frequently Asked Questions

How do I pay someone through the Cash App?

Open the Cash App. Enter the amount. Tap Pay. Enter an email address, phone number, or $Cashtag. Enter what the payment is for. Tap Pay.

Can I use Cash App without a debit card or bank account?

You can set up Cash App without a Bank Account, but you will face some drawbacks. Users can get money off Cash App without a typical credit or debit card by using a Cash App Card. Cash app allows for money withdrawal and other services without a bank account or card.

How do you get money from the Cash App without a bank account?

Cash App doesn't have a free ATM but you can use your Cash Card at any ATM for a $2 fee. Can you use Cash App without a card or bank account? You can use Cash App without a card or bank account, but you'll have to send money to a friend or family member if you want to withdraw your money.

Final Thoughts: How To Send Money On Cash App Without Debit Card

Cash App is a P2P payment service that lets users send and receive money safely and conveniently.

Linking a debit card to Cash App is easy and it is easy to send money on Cash App using a debit card.

However, if you don't want to use a debit card on Cash App, there are some few ways to send money on Cash App without debit card.

Thankfully, this guide compiles the different ways to send money on Cash App without debit card to help you out.