In this digital world full of scams and fraud, privacy is a key factor to consider when dealing with finances, so it's a brainer most people wonder whether or not does Zelle show your name when you send money.
Zelle is a popular P2P payment service that makes it easy to send and receive money to and from bank accounts.
Gone are the days when you need to visit a bank branch to send money; — with Zelle, all you'll need to start sending money is to download the Zelle app, signup for an account then link your bank account to Zelle.
In fact, you can even use Zelle without a bank account, but you'll need to add a debit card to your Zelle account to start sending payments.
It's important to know what information about you is visible to the receiver whenever you send them a payment.
So if you've been wondering whether or not does Zelle show your name when you send money, keep reading.
That being said, in this article, we'll see whether or not does Zelle show your name when you send money online.
Table of Contents
What is Zelle App and How Does It Work?
Zelle is a safe and convenient way to send and receive payments online.
You can use Zelle, for instance, if you own a small business and need to do a transaction every few days. You can send money to someone else without using your debit or credit card from your bank this way.
You must register a new account with Zelle by entering your email address or phone number.
Link your bank debit card to Zelle next so you can send money to someone through your bank.
Your friends will either use your Zelle-associated number or email when they need to send you money.
But when using Zelle, you must keep in mind to link your bank.
You cannot use your account if you do not link your debit or credit card to Zelle.
Also Read: How To Get Money Back From Zelle If Scammed
How to Send Money on Zelle App?
Sending money with Zelle is a very easy and straightforward process.
In fact, the receiver must not have a Zelle account for you to send them payments — they will receive a text message with instructions to set up a Zelle account.
However, always use Zelle to send money to people you trust and know.
With that in mind, here's how to send money on Zelle:
- Open your Zelle account on your device.
- Now, tap on the "Send Money with Zelle" option from the home screen.
- Next, select the "Send Money" option from the list.
- After that, enter the recipient’s email address or phone number from your Zelle contacts.
- After selecting the receiver ID then you have to enter the amount which you want to send.
- Once you enter the amount then tap on the "Send" button from the bottom area.
Also Read: How To Send Money Anonymously On Zelle
Why Should You Use Zelle To Send Payments?
Zelle offers lots of benefits besides security and convenience when sending money online.
That being said, here's why you should use Zelle to send payments online.
- Transferring money through Zelle is completely free (depending on your bank).
- You don't need someone's bank information to send them a payment.
- Zelle's transactions are fast and secure.
- Zelle's transfer limit only depends on your bank.
- Zelle works with a large number of U.S. banks and credit unions.
Does Zelle Show Your Name When You Send Money?
Yes, Zelle does show you your name, phone number/email, and the amount when you send money.
Zelle shows the name you set in your account profile.
In case you don't want Zelle to show your name when you send money, consider removing or changing the name on your account profile.
Can You Make Zelle Not Show Your First Name When You Send and Receive Money?
No, you can't Zelle will show you first or last name whenever you send or receive money through the app.
Also Read: Can I Send Money To Myself With Zelle?
How To Update Your Zelle Account Profile?
You can change your account name on Zelle if you don't want anyone to see your real name when you send money.
To update your account name, go to your account settings, select "Personal Info," and then make the necessary changes to your Zelle profile information.
This way, Zelle will show a different name (the new one you just set) whenever you do business on the platform (send or receive money).
On the other hand, if you access your Zelle account using an online banking app, you must update both your name and all of your banking personal information.
However, I won't personally advise you to update your banking information.
For your own security, most banks do not even allow you to change your name.
How to Change Your Name on Zelle App?
You can change your Zelle account through the Zelle app or your associated bank mobile app.
If you use Zelle through your bank, you must first change your bank's display name before Zelle will update it for you automatically.
Here are the steps to update your name or display name if you're using the Zelle app.
- Open the Zelle mobile app on your phone.
- Click on the "Profile" icon that is visible on the bottom right display.
- Next, select "Personal Info" from the settings list.
- After that, locate your registered display name and then change it.
How to Receive Money With Zelle?
Even easier than sending money is receiving payment with Zelle.
You don't need much than a registered account to receive money with Zelle.
However, the recipient must first enter your Zelle ID (Email or Number) before transferring funds to you.
Also Read: Is Zelle Safe To Receive Money From Strangers?
What is the Money Spending Limit on Zelle?
If your bank is not in the Zelle network, you should be able to send $500 every week.
However, you can spend more than $500 a week if you use Zelle through your bank.
| Bank | Zelle Daily Spending Limit | Zelle Monthly Spending Limit |
|---|---|---|
| Bank of America | $5,000 | $10,000 |
| Citizen Bank | $1,000 | $5,000 |
| Wells Fargo | $2,500 | $20,000 |
| Capital One | $2,500 | — |
| U.S. Bank | $2,500 | $10,000 |
| PNC Bank | $1,000 | $5,000 |
| Chase Personal Checking | $2,000 | $16,000 |
| Ally Bank | $5,000 | $10,000 |
| Chase Business Checking or Chase Private Client | $5,000 | $40,000 |
| USAA | $1,000 | $10,000 |
| Citibank | $2,000 | $10,000 |
| Credit: How To Capital |
Can Someone Hack Your Zelle With Your Phone Number?
No, someone cannot hack your Zelle with just your phone number, but they can use your phone number to get additional information about you and your account which they would use to hack your Zelle account.
How to Contact Zelle Customer Support?
In case you experience any issues with Zelle's services or face account-related issues, it is always a good thing to contact Zelle's support.
You can contact Zelle support via their online support form or through a phone call to the number 00 1 501-748-8506.
Frequently Asked Questions
Does Zelle display your name?
Yes, Zelle does display your name when you send money.
What information does Zelle show recipient?
Zelle show youd name, email/phone number to your recipient when you send them money.
Does Zelle show your information?
No sensitive account details are shared when you send and receive money with Zelle® – only an email address or U.S. mobile number tied to a bank account in the U.S. Authentication and monitoring features are in place to help make your payments secure, but, pay it safe: Only use Zelle® with people you know and trust.
Final Thoughts: Does Zelle Show Your Name When You Send Money
Zelle is a secure and convenient way to send payments online through banks.
Zelle does show your name when you send money through the app.
The only way to hide your real name from showing up to your receiver when you send payments is to change your name on your account profile.
Thankfully, this article contains all you need to know when you send payments through Zelle.