If you recently received your direct deposit benefits and are looking for a flexible way to spend them, having them transferred to Cash App is a great idea.
There are just many ways to transfer money from Direct Express to Cash App, including linking the card directly to Cash App and using a linked US bank account.
In this guide, I'll be showing you how to seamlessly make this transfer through the aforementioned methods.
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Can I Transfer Money From Direct Express To Cash App?
Yes, you can transfer money from Direct Express to Cash App in two ways.
You can link your Direct Express card to Cash App and use it for transactions with Cash App or use a bank account as a bridge to transfer money from Direct Express to Cash App.
How to Transfer Money from Direct Express to Cash App
Since we already have mentioned the methods twice earlier, let's see how you can use them to make the transfer.
Method 1: Add Your Direct Express Card to Cash App
You can add a Direct Express prepaid card to the Cash App and then use it to transfer money. After all, Cash App takes VISA and Mastercard, as well as other major credit cards.
Here's how to link your Direct Express card to Cash App.
- Open the Cash App on your phone.
- Tap on your Profile icon in the upper right corner of the screen.
- Tap "Linked Banks."
- Tap "Link Credit Card."
- Enter your Direct Express card information.
- Click "Link Card."
Once you link your Direct Express card to your Cash App account, you will now be able to use the card for all your transactions made through Cash App.
Method 2: Transfer Money from Direct Express to Cash App Using a Linked Bank Account
All modern prepaid cards support bank transfer meaning, you can transfer money from a prepaid card to a bank account without hassle.
The Direct Express card is a prepaid card and supports bank transfers and this comes at a $1.50 fee for each transfer
Once the funds are made available in your bank account, you will be able to add them to your Cash App.
You can send money from your Direct Express card to a U.S. bank account in 2 ways which are as follows.
- You can call the customer support center at 1(888) 741-1115 and request the transfer.
- Alternatively, you can visit www.USDirectExpress.com to send the money online.
Once the funds land in your bank account, you will be able to move them to your Cash App account without hassle.
Here are the steps to add money from your bank account to Cash App.
- Open Cash App on your phone.
- Tap the Banking/Money tab on your Cash App home screen.
- Press "Add Cash."
- Choose an amount.
- Tap "Add."
- Use Touch ID or enter your PIN to confirm.
How to Transfer Money from Direct Express to Cash App Without Card?
The best and only way to transfer funds from your Direct Express card to your Cash App balance without using the card is by using a linked bank account for the process. You can't do otherwise since those are the only two available methods.
How Long Does It Take To Transfer Money from Direct Express to Cash App?
The time it takes to transfer money from Direct Express to Cash App typically depends on the method you use. If you transferred the funds through the linked bank account, it should take 3 to 5 business days for the funds to arrive.
On the other hand, if you link the card directly to Cash App, there's no need to wait because you can start using the funds available on the card for transactions on Cash App as soon as you link the card.
FAQs About How to Transfer Money from Direct Express to Cash App
Direct Express Debit Card Details
Comerica Bank offers the Direct Express debit card as a secure method of receiving government payments.
Retirement, unemployment, educational benefits, and other federal benefits are all covered.
Once you've joined in the government assistance program, you'll be given a debit card.
You'd be able to open an account online and keep track of transactions and deposits as well.
In addition, using an Express Debit card allows you to withdraw cash from any ATM that accepts Mastercard. It can be used in the same way as other outstanding reloadable prepaid cards for your convenience.
For an ATM cash withdrawal, you only need to provide your PIN. When making money transactions, the same PIN is required.
Can Direct Express Help You Improve Your Credit Score?
Direct Express, however convenient it may be, is not the best option if you want to improve your credit score quickly.
There is no credit line available with this card. This would necessitate the use of a credit-building credit card.
Direct Express is a debit card that works with money that has been pre-deposited in your account.
You cannot utilize any amount of money if it is not already in your account, unlike with a credit card.
Direct Express does offer an overdraft to make up for the shortfall, but that's it!
can I Use My Direct Express Card Online?
You can use your Direct Express® card online to pay bills and make Internet purchases.
You can call the Direct Express® card toll free Customer Service Department number on the back of your card if you have questions on where to use your card.
Final Thoughts
While the Direct Express card offers one of the best ways to receive your federal benefits, it doesn't make them flexible and one way to achieve this flexibility is by transferring the funds to a payment giant like Cash App.
This guide compiles the two ways to transfer money from Direct Express to Cash App, allowing you to choose which method is best for you.
References:
https://www.benefits.gov/benefit/6175
https://www.ssa.gov/deposit/howtosign.htm
https://en.wikipedia.org/wiki/Cash_App
https://www.forbes.com/advisor/money-transfer/what-is-cash-app/
https://cash.app/help/us/en-us/1106-add-cash