Sending money through Cash App is a very easy and straightforward process—all you'll need is a funding source for the transaction which can either be your bank account or your bank card.
If you're looking to send money with your credit card on Cash App, you'll first need to understand a few things before you can even link the card to your account.
Thankfully, this guide compiles everything you need to know and the proper steps to take when looking to use your credit card on Cash App for payments.
Table of Contents
Can You Link a Credit Card to Cash App?
Yes, you can link a credit card to Cash App. According to Cash App, they support credit cards from Visa, MasterCard, American Express, and Discover, which are the main card issuers.
There's a catch, however,—you'll first need to link a bank account or debit card to your Cash App account before you'll be able to link a credit card.
So we take things step-by-step.
Linking Your Bank Account to Your Cash App
Adding your bank account to Cash App is an important step to take to link your credit card to Cash App.
Here are the steps involved:
- Open Cash App on your phone.
- Tap the Profile Icon on your Cash App home screen
- Select Linked Banks
- Tap Link Bank
- Follow the prompts
Linking a Credit Card to Cash App
Now that you've added a bank account to your Cash App, you should be able to link a credit card to your account.
To do so:
- Tap the Profile Icon on your Cash App home screen.
- Select Linked Banks.
- Tap Link Credit Card.
- Follow the prompts
How to Send Money With Credit Card On Cash App
Once you've linked your credit card to Cash App, sending money from the card is pretty easy and straightforward.
It is more like sending a normal payment on Cash App.
To do so:
- Open Cash App.
- Enter the amount you would like to send
- Tap Pay
- Enter an email address, phone number, or £Cashtag
- Optionally, enter what the payment is for
- Tap Pay
Note!
Cash App charges a 3% fee for sending money using a credit card. These charges are applicable for all transactions made using a credit card of any bank account
What to Do If You Can't Link Your Credit Card to Cash App
You know how to use the Cash App. However, you should also be aware of what to do if some features do not function properly for you.
One of these situations is when your credit card refuses to link to your Cash App. It's possible that you tried to link the card but were unsuccessful.
There could be several causes for this. You might have added an unsupported credit card, for instance.
Almost all of the credit and debit cards that the U.S. government has authorized are supported by Cash App, although certain cards are still not accepted. These cards might be gift cards or prepaid ones.
Every bank has its own terms and conditions for using credit cards, and in some situations, these terms and conditions may prevent them from working with Cash App.
Cash App might charge a fee for some cards, in which case you won't be able to link and use that card as a payment option.
When you submit the incorrect card information, the card cannot be linked to another situation. You might be unable to add the card if you make even the smallest error.
Cash App will typically display an error message if it cannot link your credit card. The error message will say, "This card is not supported because the issuing bank charges cardholders additional fees. Please add another card."
If you are unable to link your card, see if the USA bank accepts your specific card. Check to see if your card has expired or been deactivated. If so, you might need to apply for a different credit card.
Check to see if you submitted the correct card information or if your card has been temporarily suspended. Correct any errors you find.
Frequently Asked Questions
Can You Add Money to a Cash App Card from a Credit Card?
No, you cannot add money to Cash App card from a credit card.
Why Can’t I Link My Credit Card to Cash App?
Your credit card can't be linked to Cash App probably because you linked an unsupported card to Cash App. Another reason is; you did not submit the correct information for your card on the Cash App.
Are Credit Cards Better than Debit Cards for Cash App?
Debit cards do not have any additional advantages that credit cards do. However, Cash App also offers a debit card with numerous advantages, such as savings at well-known fast food chains or restaurants.
Final Thoughts
Cash App is a P2P payment platform that lets users send and receive money online.
Before being able to send money online with Cash App, users must link a funding source which can be a debit card, credit card or a bank account.
You can send money with a credit card on Cash App but however, you'll first need to link a bank account or debit card to your Cash App.