Digital payment apps have become the go-to option when it comes to transferring money nowadays.
In fact, it has been proven by recent data that close to 58% of Americans use digital payment apps at least twice a week for their payment needs.
There's no doubt that Venmo and Cash App have a massive impact on the aforementioned stats and if you use the two apps, knowing how to transfer money from one wallet to the next can be a useful skill.
In this guide, I'll show you the different ways to transfer money from Venmo to Cash App.
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Can You Transfer Money from Venmo to Cash App?
Yes, you can transfer money from Venmo to Cash App because neither of the two financial apps features an option to integrate one service with the other.
However since Venmo does not directly work with Cash App, the process can only be completed indirectly.
How to Transfer Money from Venmo to Cash App
As earlier mentioned, you can't directly transfer money from Venmo to Cash App since they don't integrate.
With that said, there are three possible ways to transfer money from Venmo to Cash App, which include;
- Using a linked bank account.
- Using the Venmo debit card.
- Asking a friend to help.
Let's cover each method in detail.
Method 1: Using a Linked Bank Account to Transfer From Venmo To Cash App
One of the best (if not the best) ways to transfer money from Venmo to Cash App is by using a linked bank account.
You'll basically find this method on a couple of online resources referring to this process.
With this method, you'll first need to make sure the same bank account is linked to both Venmo and Cash App then, transfer money from Venmo to your bank account (or its linked debit card), and finally, transfer money from your bank account to Cash App.
Let's see how this can be done.
1. Link Your Bank Account to Venmo
Linking a bank account to Venmo is crucial and the very first step in transferring funds from Venmo to the Cash App.
To do this:
Here's how to add a bank account to Venmo.
- Open your Venmo app.
- Go to the "Me" tab by tapping your picture or initials.
- Go to the "Wallet" section.
- Tap "Add a bank or card..." and then select "Bank."
- Select your preferred verification method.
You'll basically need your account and routing number when looking to add your bank account manually to Venmo.
Once you add your bank account, they'll send micro-transfers of $1 each to verify its ownership. So make sure you have at least $2 in your bank account to avoid overdrafts.
2. Transfer Money from Venmo to a Bank Account
After linking and verifying your bank account on Venmo, you should transfer the funds to the bank account.
To do this:
- Open your Venmo app and go to the "Me" tab.
- From the "Wallet" section, select "Add or Transfer."
- Select "Transfer To Bank" on the next page.
- Enter the amount you would like to transfer to your bank.
- Tap "Instant" (for a small fee) or "1-3 Biz Days" (for no fee), and select your preferred bank account or debit card.
- Confirm your transfer details, and tap the green "Transfer" button.
The funds will reflect in your account instantly or within 1-3 business days, depending on the transfer speed you choose.
3. Link Your Bank Account to Cash App
After receiving the funds from Venmo, you'll need to link the same bank account to Cash App.
To do so:
- Open Cash App.
- Tap the Profile Icon on your Cash App home screen.
- Select "Linked Banks".
- Tap "Link Bank".
- Follow the prompts to link your bank.
You'll need your account and routing number to link your bank account to Cash App.
4. Transfer Money from the Bank Account to Cash App
Finally, the last thing you'll want to do is transfer money from Venmo to Cash App.
Cash App's "Add Cash" feature makes it easy to add money to your account balance.
To add money from your bank to Cash App.
- Open the Cash App and go to the "Money" tab.
- Tap"Add Cash."
- Enter an amount.
- Tap "Add."
- Use Touch ID or enter your PIN to confirm.
Congrats, you just transferred your money from Venmo to Cash App.
Method 2: Transferring Money from Venmo to Cash App Using Venmo Debit Card
Another great way to transfer money from Venmo to Cash App is through the Venmo card. Yeah, Cash App supports debit cards like the Venmo card.
So if you have a Venmo debit card, you can link it to your Cash App account as a funding source for your transactions.
To do so:
- Log into your Cash App on your phone.
- Tap on your Profile icon in the upper right corner of the screen.
- Tap "Linked Banks."
- Tap "Link Debit Card."
- Enter your Venmo debit card information.
- Tap "Link Card."
While some Cash App users might succeed in linking their Venmo debit cards to Cash App, most users have experienced and reported issues with this process.
If that's the case for you, I recommend trying out another method to transfer the funds.
Method 3: Ask a Friend To Help
It never hurts to ask someone for help, especially if you're really in need of it.
Considering, one great way to transfer money from Venmo to Cash App is by asking a friend to help.
How do you proceed?
Well just look around for one or a couple of trusted friends who use both Venmo and Cash App and ask them if they are willing to accept a Venmo payment and in return, they send you a Cash App payment.
To motivate them more, you can propose some little fee you're ready to pay them if they help you out.
Hopefully, at least one will be willing to help and will surely help you complete a Venmo to Cash App transfer.
How Long Does It Take To Transfer Money From Venmo To Cash App?
The time it takes to transfer money from Venmo to Cash App will depend on some factors, which include;
- Your bank transfer intervals and processing speed: Some banks might take longer to process payments, which highly influences the transfer speed.
- Venmo to bank transfer speed: If you chose the "Instant Transfer" option, the time it takes for you to transfer the funds would be smaller than that for someone who chose the "1-3 Biz Days" option.
- Your account status: If your accounts are in good standing, then you should not experience any difficulties in transferring the funds—which should take less time.
- Availability of a trusted friend: In case you're using the third method, you'll need to find a trusted friend, which can equally take some time.
Simply put, considering all the aforementioned factors, it typically takes 1 to 3 business days to successfully transfer money from Venmo to Cash App.
How Much Money Can You Send From Venmo To Cash App
The amount of money you can send from Venmo to another account is determined by whether or not you have verified your details in the app. Here are some key pointers that will clear up any confusion you may be experiencing.
- Without verification, you can send $299.99 per week from your Venmo account.
- Without verification, you can send $999.9 per week from Venmo to another bank account
- After verification, you can send $2999.99 per week from your Venmo account.
- After verification, you can send $ 19999 per week from your Venmo account to another bank account.
Verification will help you send larger amounts of money in many transactions. The Venmo app can verify your identification by entering your full name, contact address, contact number, Zip code, birth date, and social security number.
Can I Instant Transfer Venmo to Cash App?
No, you cannot instantly transfer money from Venmo to Cash App since the two platforms don't integrate. And even if you use the Cash App card, it won't support instant transfers from Venmo.
Why Can't I Transfer Money from Venmo to Cash App?
If you are unable to transfer money from Venmo to Cash App, it's probably because you used the wrong method—maybe you tried a direct transfer and it didn't work. Don't forget that these two platforms don't integrate so direct transfers will always fail and there's a great probability that even using the Venmo debit card won't work as well.
So the best way to transfer money from Venmo to Cash App is by using a linked bank account as a bridge. This way, Venmo and Cash App won't have to communicate directly for the transfer to take place.
Can You Transfer Money From Cash App To Venmo?
Yes, you can transfer money from Cash App to Venmo.
Just as transferring funds from Venmo to Cash App, you'll equally need a linked bank account to transfer money from Cash App to Venmo.
How Do I Transfer Money From Venmo To Someone Else's Cash App?
You can transfer money from Venmo to someone else's Cash App through a linked bank account or by asking a friend to help you out. You can't use the Venmo debit card here since the person will need to add the card to their Cash App before transferring the funds.
Frequently Asked Questions
Can you transfer money from a Venmo or PayPal to a Cash App?
Yes, you can transfer money from Venmo to any other wallet, including PayPal or Cash App. However, you'll need a linked bank account to complete the transfer.
How do I transfer cash out of Venmo?
The best way to transfer cash out of Venmo is to withdraw through a linked bank account or debit card. You'll have the option to withdraw instantly or within 1-3 business days.
Can you use Cash App with Venmo?
No, you can't use Cash App with Venmo since neither of the two apps offers an option to integrate the other.
Final Thoughts
Both Venmo and Cash App are two great money apps. They let you conveniently and safely send and receive money to and from friends.
You cannot integrate one app into the other making the transfer of funds between both apps tricky. However, this article compiles different methods (with steps) to transfer money from Venmo to Cash App.
References:
https://www.investopedia.com/articles/personal-finance/032415/how-safe-venmo-and-why-it-free.asp
https://www.forbes.com/advisor/money-transfer/what-is-cash-app/
https://help.venmo.com/hc/en-us/articles/210413677-Adding-a-Credit-or-Debit-Card
https://help.venmo.com/hc/en-us/articles/115015844068-Instant-Transfers-FAQ
https://help.venmo.com/hc/en-us/articles/209690058-Adding-a-Bank-Account
https://help.venmo.com/hc/en-us/articles/221011188-How-to-Transfer-Money-to-a-Bank-Account
https://cash.app/help/us/en-us/3049-add-bank-account
https://cash.app/help/us/en-us/3071-cash-out-instructions
https://bestonreviews.com/transfer-money-from-venmo-to-cash-app/
https://www.thegigcity.com/transfer-money-from-venmo-to-cash-app/