Nowadays, everyone finds digital remittance as a more convenient way to transfer funds than using traditional cash.
In fact, if you use digital payment services like Cash App, you should agree with me that it offers an easy and simple way to move funds from one account to the next.
Cash App works with many cards, including credit, debit, and most prepaid cards—but can you transfer money from a prepaid card to Cash App? That's what we'll be seeing today.
In this guide, I'll show you how to transfer money from a prepaid card to Cash App.
Table of Contents
Can You Transfer Money from Prepaid Card to Cash App?
There are two scenarios to be considered here—one who's looking to add money to their Cash App from a prepaid card and another who's looking to transfer funds from a linked prepaid card to another Cash App user.
Considering the direct point of view from the first scenario, I can say that it's not directly possible to transfer money from a prepaid card to Cash App since Cash App does not support top-ups from prepaid cards. The only way to do this is by using your bank account as a bridge. That's if you really need to get your funds from your prepaid card to your Cash App balance.
If your prepaid card was issued by a major bank or issuer, you should be able to link it to your Cash App account and use it to transfer funds to other Cash App users, making the second scenario directly possible.
How to Transfer Money from Prepaid Card to Cash App
We have seen earlier that transferring money from a prepaid card to Cash App isn't directly possible.
To transfer money from a prepaid card to Cash App in the first scenarios described above, you will need to use a bank account as a bridge for the transaction where you will send the funds from the prepaid card and later on use it to add money to your Cash App balance.
That being said, here are the steps to transfer money from a prepaid card to Cash App:
1. Transfer Money from the Prepaid Card to a Bank Account
Transferring money from a prepaid card to a bank account is an easy and straightforward process especially if your prepaid card provider offers an online platform where you can manage your card online.
All you will need to do is to log in to your prepaid card account online go to the money transfer section and transfer the funds to a bank account.
You might need your bank account and routing number to complete the transaction.
To facilitate everything, here's a complete guide to transferring money from a prepaid card to a bank account.
2. Link Your Bank Account to Cash App
Linking your bank account to Cash App is an important step to take in order to add money to Cash App.
Here's how to link a bank account to Cash App:
- Open Cash App on your phone.
- Tap the Profile Icon on your Cash App home screen.
- Select Linked Banks.
- Tap Link Bank.
- Follow the prompts.
3. Add Money to Cash App from your Bank Account
Once you've linked your bank account to Cash App, the last thing you'll need to do will be to add money to your Cash App from your bank account.
Here's how to add money to Cash App from your bank account:
- Tap the Banking/Money tab on your Cash App home screen.
- Press Add Cash.
- Choose an amount.
- Tap Add.
- Use Touch ID or enter your PIN to confirm.
What Prepaid Cards Work With Cash App?
Cash App's support for prepaid cards isn't as extended as with other bank cards. However, if your card was issued by a major bank or issuer, your prepaid cards should work well with Cash App.
That said, here's a list of some prepaid cards that work with Cash App.
Brinks Prepaid Mastercard
The Brink's Prepaid Card and Netspend® Visa® Prepaid Card are both issued by the same company (NetSpend) and have almost exactly the same features and rewards programs.
If you have a Brinks Prepaid Mastercard, you can try linking it to Cash App and see if it works.
NetSpend® Visa® Prepaid Card
The Netspend Prepaid Visa is another card that works well with Cash App—though not in all cases. You can always give a try if you have one. Who knows, you can have much luck with it.
Playcard Prepaid Mastercard
While the PlayCard Prepaid Mastercard was typically designed for online gaming and gambling, it works with Cash App in most cases. So if you have one, you can give it a try as well.
Are There Other Cards That Work With Cash App?
Cash App works with credit and debit cards issued by Visa, Mastercard, American Express, and Discover. If you're linking a credit card to Cash App, keep in mind that you'll always be charged a 3% processing fee for your transactions through the card.
Also, you can't link a credit card to Cash App without a bank account or debit card already linked to your account.
Here are some credit cards and other cards that work with Cash App:
- Discover it® Cash Back
- Discover it® Balance Transfer
- Capital One Venture Rewards Credit Card
- Chase Freedom Unlimited®
- U.S. Bank Visa® Platinum Card
- Chase Sapphire Preferred® Card
- Capital One Spark Cash for Business
Cash App does not accept ATM, PayPal, or business debit cards for the moment.
Frequently Asked Questions
Is it possible to Cash App someone who has a prepaid card?
Yes, Cash App accepts a wide range of cards, including debit and credit cards from Visa, MasterCard, American Express, and Discover. Cash App also accepts the majority of government-issued prepaid cards, though depositing these cards is not feasible.
Why are prepaid cards not accepted by Cash App?
You cannot send money from Cash App to a prepaid card; you can only send money to other Cash App users. Additionally, only those services that are provided to you by the government will work with Cash App; prepaid cards bought online or in stores will not.
Why is my Cash App transfer failing?
Your cash app transfer might fail because of insufficient funds. As a result, your cash app transfer will not be funded if you use a bank that doesn't have enough funds in the account to cover it. Therefore, be sure there are sufficient funds in the bank account you're using for the Cash App.
With a prepaid card, what apps can you send money to?
Peer-to-peer (P2P) applications like PayPal and Venmo allow cardholders of prepaid cards to use their cards. There are restrictions, though.
Venmo is also the only free app that accepts prepaid cards. And for all P2P apps, bank accounts continue to be the simplest and least expensive way to withdraw money.
Can I use Cash App even if I don’t have a bank account?
Yes, you can use Cashapp without a bank account. If you use a Cash App without a bank account, you will be considered an unverified user.
Additionally, you are only eligible for $1000 per month as unverified users.
Final Thoughts
Cash App is a P2P payment app that lets users send and receive money online. It accepts debit cards, credit cards from most issuers, and some prepaid cards.
If Cash App supports your prepaid card, you can use it to send money to someone on Cash App but you can't deposit money from Cash App to the prepaid card.
Transferring money from a prepaid card to Cash App can only be done if there is a bank account to be used as an intermediate.
References:
https://www.forbes.com/advisor/money-transfer/what-is-cash-app/
https://cash.app/help/us/en-us/5588-supported-cards
https://cash.app/help/us/en-us/1106-add-cash
https://www.cardrates.com/advice/do-prepaid-cards-work-on-cash-app/