Nowadays, the necessity to move funds from one account to the next is more than crucial.
In fact, money transfers are expected to grow by 3.93% (2025-2029) resulting in a market volume of US$319.10 billion in 2029.
That's massive and perhaps, this is thanks to fintech apps like Cash App and Chime that offer flexibility for those looking to bank on the web.
If you're looking to transfer money from Chime to Cash App, this guide compiles all the steps you need to make this transfer possible.
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Can You Send Money from Cash App to Chime?
Yes, you can.
There are two ways you can use to send money from Cash App to Chime. There is a direct and an indirect method.
The direct method is straightforward and you will just have to add Chime as a bank account under your Cash App account.
The indirect method will involve you using a linked bank account as a bridge for the transfer. The money will first be withdrawn to your linked bank account before being wired to your Chime account.
How to Transfer Money from Cash App to Chime
As earlier mentioned, there is a direct and indirect method to transfer your money from Cash App to Chime (indirect and direct method).
That said, we will start with the indirect method because many already have their Cash App linked to another bank other than Chime.
Method 1: Using a Linked Bank Account (Indirect Method)
If you previously read our guide on how to transfer money from Chime to PayPal, then this process will somehow be familiar to you.
In this case, I suggest you already have a linked bank account in Cash App and we will use it as a bridge.
Here's how to transfer money from Cash App to Chime using a linked bank account.
1. Add Your Bank Account to Cash App
If you own a bank account other than your Chime account, you can add it to Cash App to initiate a withdrawal process. You will need the account and routing number to link your bank account to Cash App.
I suggest most of you already have a linked bank account on Cash App. If that is the case, then all you need to do now is to initiate the withdrawal from Cash App to the bank.
2. Initiate a Withdrawal to Your Linked Bank Account
Follow the steps below to cash out funds from your Cash App to your bank account:
- Click on the "Balance" tab on your Cash App home screen.
- Tap "Cash Out".
- Enter an amount to withdraw.
- And finally, click "Cash Out" to withdraw funds to your linked bank account.
A withdrawal from Cash App to the bank can take 1 to 3 days to reflect in your account. Once the funds are made available in your account, you can transfer it to your Chime account.
3. Transfer Money from Your Linked Bank Account to Chime
Your funds on your linked bank account can be transferred to Chime once it has been made available for your account. The transfer will be a wire transfer and can take up to 5 business days to complete.
Method 2: Link Your Chime Bank Account Directly
This method is the direct method and is best for those who haven't yet linked any bank account to Cash App.
All you have to do is link your Chime bank account to Cash App and then initiate a withdrawal from Cash App to Chime.
However, for this to be possible, you will need to have your account and routing number to complete the linking process between these two.
Once you've linked these two accounts together, you can initiate a withdrawal from Cash App to Chime which will typically take 1 to 3 days.
However, you can also link your Chime debit card to Cash App for a faster withdrawal.
Here's how to do it:
- Tap the Banking tab from Cash App home screen.
- Click on "Link bank" to add your Chime account.
- Next, enter your Chime Bank account details or debit card number and information to your Cash App.
- Tap the Balance tab on your Cash App home screen.
- Press Cash Out and select the amount that needs to be transferred.
- Select the deposit speed (Instant or Standard) and confirm it with your cash app security pin or phone touch ID to confirm the transfer.
- Follow the onscreen prompts to transfer money from Cash App to Chime.
How Long Does it Take to Transfer Money from Cash App to Chime?
If you are using the indirect method, it can take up to 5 days for you to transfer money from Cash App to Chime through the methods mentioned above. However, on the other hand, it will take up to 3 days to send money from Cash App to Chime if you are using the direct method.
Final Thoughts on How to Transfer Money from Cash App to Chime
Transferring money from Cash App to Chime is a great way to make good use of your funds. Cash App isn't accepted everywhere but Chime, on the other hand, can be linked to PayPal and can easily send and receive money from anywhere in the world.
If you already have a linked bank account on Cash App, then the indirect method will be the best option for you to transfer money from Cash App to Chime. On the other hand, if you just opened your Cash App account and want to transfer funds to Chime, you just need to add your Chime account to your Cash App and initiate a withdrawal.
Which method did you use? Let us know in the comments section.