ReliaCard is a prepaid debit card that is used to disburse government subsidies to those who qualify. The beneficiaries can get their money in a timely basis and spend it for a variety of transactions. Can you transfer money from U.S. Bank ReliaCard to a bank account? That's what we'll be seeing today.
Everyone wants a simple way to get their money. It's always a bummer to have money in a certain account that isn't easily accessible when you need it. And yes, it is possible to transfer money from a ReliaCard to a bank account.
Well, depending on the program you choose, the ReliaCard allows you to withdraw money to your bank account. We are going to see how you can instantly transfer money from ReliaCard to a bank account. Paying bills, saving for future development activities, and applying for loans are all possible when money is transferred from a prepaid card to a bank account.
The advantage of ReliaCard is that you will never have to wait in the queue to receive your payments at your bank. You'll also be able to use the card at specific retailers and restaurants and receive cash back when you pay with it. You can also get cash from an ATM machine if you need it.
We all know that not every business accepts electronic payments, therefore having some cash in your pocket is necessary. Now let's see how to transfer money from ReliaCard to bank account.
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How to Transfer Money From ReliaCard to Bank Account
It is very well possible to transfer money from ReliaCard to a bank account whenever you are in need of cash. However, not all ReliaCards support direct bank transfers.
Nevertheless, unless you use a third-party intermediary, some debit cards do not allow you to transfer money straight to a bank.
You can't transfer money straight from Netspend to a bank account unless you use PayPal, for example.
To transfer money from a U.S. Bank Reliacard to a bank account, you will need to link your ReliaCard card to your bank account by clicking on "Transferring Funds" and then fill in the required information for the transfer process to begin.
Because the debit card allows you to manage it online via the mobile application or the website, you can connect your card online.
You can make ACH withdrawals after you've successfully linked your accounts. The transfers will always be visible on your statements and transaction history.
You must be enrolled in a program that enables Reliacard-to-bank transfers in order to make a successful bank transfer.
When withdrawing funds to a bank account, you will be charged transaction fees, which you will be able to see as you perform the transactions.
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How Long Does It Take To Transfer Money From Reliacard To Bank Account
How long it takes to transfer money from your ReliaCard to your bank depends on which bank you use. The funds usually take 3-5 days to appear in your bank account. You can send money over the web or using the mobile app.
When you're signed into your Reliacard account online, go to the "Manage Money" tab, then "Card to Bank Transfer", and enter your account information to send money as instructed. To avoid hassles, you should enter the correct information.
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How to Transfer Money from ReliaCard to Chime
Chime is an online-only financial technology company that partners with two banks to offer checking and savings accounts.
Chime is one of the instant issuing banks that offers online bank accounts with instant virtual debit cards.
To transfer money from ReliaCard to Chime, you'll need to link your Chime to ReliaCard as a bank account using your Chime account and routing number.
Afterwards, transferring money from ReliaCard to Chime should be as transferring funds to any other U.S. bank account.
What is a Reliacard and How Does it Works?
The reliacard is a Visa® or Mastercard® prepaid debit card issued by the U.S. Bank. Your funds will be deposited to your card in a timely basis. You have immediate access to your funds and can make purchases, pay bills, or withdraw cash with your card.
You may use the card to make a variety of purchases with ease. You can get cash from an ATM and use it in places that don't accept electronic payments. The majority of rural communities lack point-of-sale systems or any other means of accepting payments other than cash. As a result, if you're going to your rural house, you'll need to put some cash in your wallet or purse.
Reliacard is also useful for making payments, whether online or in person. Some restaurants, supermarkets, and motels accept credit cards. Surprisingly, when you pay at certain spots, you can get cash back. You can claim your cashback once it has accumulated.
Moreover, the Reliacard allows you to withdraw money over the counter at participating banks and credit unions. The amount you withdraw is automatically removed from your balance, and as previously stated, you can track your transactions via the application or on the website.
How Do I Get a Reliacard?
To get the U.S. Bank Visa ReliaCard, you must complete the application form and send it to the address provided. You must provide information such as;
- Your first and last name
- Your Physical address
- City
- State
- Zip Code
- Social Security number
- Date of Birth
- Email Address
- Signature
- Date of application
Because the federal government demands that every financial institution should obtain and verify such information to aid in the fight against terrorism and money laundering, the US Bank requests a lot of information from you.
From the time you submit your application, your card will arrive in 5-7 business days. After you receive the card, you must activate it online either on the ReliaCard website or through the ReliaCard mobile application.
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Frequently Asked Questions on Reliacard
How Do I Check the Balance For My Reliacard?
It is a good idea to keep track of your expenses. That way, any suspicious activity on your card will always be detected. Some people hack into people's accounts and make modest automatic transfers from their accounts to theirs, which most victims may not notice if they aren't paying attention to their accounts.
You can sign up for alerts to receive SMS or email updates about your Reliacard balance so you always know how much money is left after a transaction. You can also check your account balance at an ATM. Some individuals are unaware that an ATM may be used for more than just cash withdrawals.
You may use ATMs to make deposits, send money to others, check your balance, and withdraw cash. You can also use your app to check your balance. The Reliacard app is available for both Android and iOS operating systems and can be downloaded from the relevant official app stores.
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Where Can I Withdraw Money From My ReliaCard?
There are many ways to withdraw money from your Reliacard for free of which some of them are as follows:
Withdraw from an ATM
The most convenient way to withdraw money from your ReliaCard is to withdraw cash from ATMs. To withdraw money, you must enter or swipe your card and use your PIN while ensuring that no one sees your PIN. Your smartphone app or the ReliaCard website can quickly locate the nearest surcharge-free ATM.
You can use any ATM card that accepts Visa or MasterCard to withdraw money. Although ATM withdrawals are quick, they are not available everywhere.
Withdraw from Cashbacks
One of the benefits of Reliacard is the cashback you get when you use it to pay for goods and services at participating merchants such as restaurants, online stores, medical facilities, hotels, grocery stores, and gas stations.
You can use the cashback to buy more stuff, and you'll gain money from your card in the process. Cashbacks assist businesses in retaining customers and increasing earnings. Use the steps outlined below to get your cashbacks:
- When the machine asks for credit or debit, select "Debit"
- Key in the 4-digit PIN
- Select "Yes" to get cashback
- Enter the amount, and press "OK".
In most cases, using a debit card to purchase goods and services from merchants directly is convenient than using a bank account.
Withdraw from a bank, credit union or Teller
ReliaCard, like many other debit cards, allows you to withdraw money from your card account at a bank or credit union. To verify that you are the card owner, you must enter your personal credentials, such as your driver's license, passport, or government ID. You must pay over-the-counter costs, and you must confirm with the bank or credit union before withdrawing.
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Can I Withdraw Money From Reliacard Without PIN?
Yes. You can make a cash withdrawal with Reliacard without entering your card's PIN. All you have to do is go to a teller at a bank or credit union that accepts the card. Then show your ID and sign the required paperwork. If you forget your PIN and need money right away, you can make over-the-counter withdrawals while you wait for your PIN to be reset.
How Do I Pay Bills Online With ReliaCard?
Before you do anything further, make sure you're paying reliable sellers or service providers online. You should not put your trust in everyone because some people may take your card information and use it fraudulently.
Here is what you should provide when paying bills online with Reliacard:
- The 16 digit card number
- The card’s expiry date, and
- The card’s security code to the seller/ service provider's website
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How Do I Avoid Fees on My Reliacard?
There are many ways you can stay away from fees being charged for withdrawals and transactions on your U.S. Bank Reliacard. They are as follows:
- Withdraw money from an ATM that is part of the network — When you withdraw money from an in-network ATM, there are no costs. There are no fees at US Bank, Allpoint, or MoneyPass ATMs.
- Withdraw money from the bank or credit union — When you withdraw money from a bank or credit union, you will not be charged any fees.
- Online, at an in-network bank, via email or SMS alerts, or on your monthly statement, you can get a free balance inquiry.
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What Should I Do If My ReliaCard is Lost?
You must contact Cardholder Services at 866.936.0317 to have your card blocked if you lose it because someone else could pick up the card and take your cash. You will receive a new card at the physical address you provided during registration within ten business days. Once you receive the replacement card, you must still activate it.
Because the card has no liability protection, you will not be held liable for any illegal transactions. However, if you divulge your PIN or fail to report on time, the protection policy may not apply.
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Final Thoughts on Can You Transfer Money From Reliacard to Bank Account
ReliaCard lets you receive government disbursements via direct deposit, such as unemployment payments. If your program supports it, you can transfer money from Reliacard to a bank account.
Money in your card account is available at participating retailers, ATMs, and over the counter. The card can be managed online. If you lose your Reliacard, contact customer service right away to have it deactivated and a replacement card sent to you.
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